Saving $1,000 is a big win — especially if you’re on Social Security or a fixed budget! Now’s the time to make the changes to help your budget work for you. Whether it’s paying off bills, or cutting monthly expenses like groceries or prescriptions, these tips will help you stretch your money and feel more secure.
If You're Retired, But Still Pay a Mortgage - These Are Gamechangers!
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- Access Financial Flexibilty – Tap into up to $500k in equity with no interest or payments
- Lower Auto Rate – Cut $1,000 From Your Car Insurance Bill — In 2 Minutes
- Protect Retirement Savings – Get a free invest in gold guide
- Eliminate Credit Card Debt – Save an average of 46% of enrolled debt amount
- Obtain a Home Warranty – Don’t pay for expensive appliance or home repairs
Home equity represents a significant portion of many seniors’ wealth. If you want to renovate your home or consolidate toxic high interest debt, you could get a loan. But if you own a home and have equity, you should read this first. This popular program lets you tap into up to $500,000 fast, without affecting your mortgage rate or getting into more high interest debt.
Leveraging home equity through a home equity agreement (HEA) can provide financial flexibility in retirement. For example, let’s say you’re eligible for $50,000. You use $20,000 to pay off high-interest debt and $30,000 for home renovations, lowering your total monthly payments and increasing your home’s value. That’s a win-win.
It works so well because an Unlock HEA is not a loan. Instead, you get cash with NO payments and NO interest charges in exchange for a portion of your home’s future value.
You may be eligible if you check these 3 boxes:
- You’ve owned your home for 2+ years.
- You’ve built some equity.
- Your credit score is 600 or higher.
Eligibility checks are completely free and there is no impact to your credit.
One of the scariest things about home ownership is that you never know if and when things will go wrong. This is why it’s important to have a home warranty. A home warranty could save you $100’s in home repairs as well as protect you when a covered appliance or system breaks down.
Think of it like this: Say your air conditioning unit breaks down during a heatwave. Instead of paying $1,500 for repairs, you may only need to pay a $100 service fee with American Home Shield (AHS), and their techs come and fix it ASAP. This could save you $1,400 almost instantly!
Prepare for the unexpected with a home warranty.
PLUS, Discounts 2 Prosper readers can lock in rates at 50% off for a limited time.
You’ve spent your whole life building up your retirement savings, but market volatility and inflation could be threatening everything you’ve worked so hard for.
Patriot Gold Group is actively helping people find greater retirement security with precious metal investments. They offer everything from physical ownership to IRAs in gold and silver that have a proven track record during unstable markets.
In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold actually increased by 25%.
Take control of your legacy today in 3 easy steps:
- Request your FREE Gold IRA Kit.
- Speak to a dedicated specialist about the best option for you.
- Transfer or invest to better diversify your portfolio.
Patriot Gold Group is the most trusted Gold IRA Dealer and has been rated #1 by Consumer Affairs 10 years in row.
If you haven’t shopped around for car insurance lately, there’s a good chance you’re paying too much — and your insurer is hoping you never notice. Generally speaking, if you pay more than $40 a month and you’re 50 or older, you’re most likely overpaying.
Skip the hassle of checking dozens of sites, Provide lets you compare offers from trusted providers in one place. It’s fast, free, and users save an average of 47% a year. Just answer a few quick questions about your car and driving history and Provide will show you personalized offers in minutes.
Rite Aid Wellness 65+ Program: Benefits such as 5x points on qualifying purchases on the first Wednesday of every month, a 10% off discount on Tuesdays, and a free consultation with a pharmacist. Enrollment is free.
Goodwill Senior Discount: Discounts ranging from 10% to 20% off on select days.
Kohl’s Senior Day: 15% discount every Wednesday for customers aged 60 and above.
Walgreens Seniors Day: Walgreens offers a Seniors Day once a month where customers aged 55 and older can receive 20% off eligible, regular-price items. The specific day varies, so it’s recommended to check with your local Walgreens for details.
Amazon Prime Senior Discount: Discounted Prime membership for seniors who are recipients of qualifying government assistance programs such as Medicaid or SSI. This membership provides access to all Prime benefits at a reduced monthly cost.
If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). What’s worse, the longer you put it off, the harder it gets to fix. Now is the time to learn about options to get out of credit card debt once and for all.
Turbo Debt has helped thousands of Americans in their efforts to be financially independent. On average, clients save 46% of their total enrolled debt. If you have more than $10,000 in debt, consolidating it into one fixed low monthly payment will help you pay off your debt in 24-48 months.
Debt relief specialists negotiate with creditors on your behalf, often resulting in a settlement for less than what you currently owe. Once your debts are settled, you make one affordable payment to the debt relief company.
It only takes 30 seconds to see if you qualify and initial consultations are 100% free.
Did you know that homes without a security system are three times more likely to be broken into than homes with a security system?
While installing a home alarm system helps protect against burglars and intruders, it may also save you money year after year. Homes with security systems could save big money on their homeowners insurance policy (which is generally mandatory if you own a home). Having a high functioning alarm system installed can also be vital in getting medical aid in the case of a life-threatening emergency, especially for those who live alone.
Brinks is also offering free installation and a free video doorbell with the setup of a new security system! Click the link below to learn more.
That’s only $25 to join! (60% less than a membership to Costco.)
Sam’s Wholesale Club offers great savings on items such as:
- Gas
- Steaks
- Flat-Screen TVs
- Laptops
- Tires
- Paper Towels
- Over-the-Counter Medications
- Optometry Services
- Coffee
- Eggs
Click below and start saving today!
⛽ SAVE AT THE PUMP ⛽
Sam’s Club Members also save 18¢ – 65¢ a Gallon on Gas
(variance based on location and other local variances)
Your Membership pays for itself on just your 2nd or 3rd Fill-Up!
Don’t wait, this offer expires 12/31/25!
Greyhound Senior Discount: 5% discount on fares for passengers aged 62 and older. This discount is available on cross-border routes.
Amtrak Senior Discounts: 10% discount on most rail fares to travelers aged 65 and older.
National Park Service Senior Pass: For a one-time fee of $80, U.S. citizens or permanent residents aged 62 and older can obtain a lifetime Senior Pass. This pass grants access to over 2,000 federal recreation sites, including national parks and wildlife refuges.
AT&T Senior Nation Plan: AT&T offers the Senior Nation plan for customers aged 65 and older. This plan includes discounted rates on nationwide calls and is designed specifically for basic phones (not smartphones).
Cash-out refinance is a popular option with homeowners to pay off high-interest debt or do home renovation projects. Generally, this offers lower interest rates than a HELOC and could potentially even lower your current mortgage rate.
Beyond giving you access to a sizeable amount of money at once, you could also benefit from tax deductions.
Calculate your equity amount and lock in your rate today!
How to get started:
- Answer a few questions about your home.
- Lock in your personalized rate and plan.
- Receive Funds in just a few days!
You’ve worked hard to build the life and family that you have. Surely, you want to preserve the world that your children and grandchildren are going to live in.
Installing solar is not only environmentally sustainable but will also greatly reduce your energy bill. It’s a win-win situation!
Some US residents quality for significant tax rebates as well as $0 installation.
If you’re experiencing or are worried about liens, garnishments, penalties, or unpaid back taxes, now is the time to learn about options to finally take care of your tax debt.
Senior Tax Defense offers relief programs under Federal guidelines that can help you settle with the IRS. Don’t wait any longer. You may qualify to significantly reduce what you owe.
While most tax companies just put you on a payment plan, Senior Tax Defense connects you with a specialist who will work directly with the IRS on your behalf to offer customized relief options, specifically for seniors and retirees on fixed incomes.
Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.
When asked by a timeshare owner how to get out of a contract with escalating fees, Suze Orman had the following to say:
“Honestly, they are the worst investment, but people don’t buy in to timeshares because they’re dumb. Smart, savvy and well-educated people buy in because they are blatantly lied to about the value of the “opportunity” and the options to sell after you’re done enjoying your timeshare.”
If you’re stuck with a Timeshare, you never use, let legal experts help you get your money back instead of struggling alone.
Be Free of Your Timeshare enables you to recoup the cost of your Timeshare by providing all the resources you need. Get a free quote with no risk and no obligation. Be Free of Your Timeshare’s experts will tell you how to get thousands of dollars back on your investment.
If you don’t feel like cooking be sure to check out these places for good senior dining deals.
*Deals may vary by participating locations and can change without notice.
■ IHOP – 10% discount (55+) and a menu for people aged 55 and over at participating locations
■ Krispy Kreme Senior Discount: 10% off (50+) (age and discount varies depending on location)
■ Subway: 10% off (60+) varies by location
■ The Old Spaghetti Factory: Spaghetti Factory “Senior Menu” offers discounted list of menu items
■ Denny’s: Special discounted menu for guests aged 55+. Additional 15% off for AARP members.
■ Friendly’s Restaurants: 10% off meal w/ free coffee at breakfast or free small sunday during non-breakfast hours
■ Country Kitchen: Great Senior Menu (55+)
■ Burger King: 10% discount on purchase depending on location (60+)
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