Saving $1,000 a month is a big win — especially if you’re finding yourself living paycheck to paycheck! Now’s the time to make changes to help your budget work better for you. Whether it’s paying off bills, or cutting monthly expenses, these tips will help you stretch your money and feel more secure.
10 Shortcuts to Help Pay Down Debt and Put More Money In Your Pocket
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2. Pick Up Gig Work from a Trusted Website
- Deliver packages with Amazon Flex: Use your own vehicle to deliver Amazon packages during your off-hours. According to Amazon, most drivers can earn between $18-$25 an hour.
- Do odd jobs on Taskrabbit: Sign up to be a tasker, and choose small jobs in your area in over 50+ service categories. You get to keep 100% of what you charge, plus tips. Tasks can include moving furniture, running errands, IKEA assembly, and more.
- Pick up freelance microtasks: Check out a freelance platform like Upwork and look for postings for simple tasks like data entry, proofreading, image tagging, and more.
- Event staffing: You could pick up work for events like weddings, business conferences, or festivals. Just do a quick internet search for companies in your area. Beyond pay, some people report scoring added perks like free admission or food for their time.
CashOutEquity.com could help you consolidate your debt. You can pull money out of your home without a second mortgage or HELOC … meaning you could tackle your debt head-on while eliminating multiple monthly payments.
For example, let’s say you’re able to take out $50,000 with a cash-out refinance. You use $20,000 to pay off high-interest debt and $30,000 for home renovations, lowering your total monthly payments and increasing your home’s value. That’s a win-win.
See how much could be available to you: Visit CashoutEquity.com and use their simple calculator to estimate how much cash you could get out of your home.
If you haven’t shopped around for car insurance lately, there’s a good chance you’re paying too much — and your insurer is hoping you never notice. Generally speaking, if you pay more than $40 a month, you’re most likely overpaying.
Skip the hassle of checking dozens of sites, Provide lets you compare offers from trusted providers in one place. It’s fast, free, and users save an average of 47% a year. Just answer a few quick questions about your car and driving history and Provide will show you personalized offers in minutes.
If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). What’s worse, the longer you put it off, the harder it gets to fix. Now is the time to learn about options to get out of credit card debt once and for all.
Turbo Debt has helped thousands of Americans in their efforts to be financially independent. On average, clients save 46% of their total enrolled debt. If you have more than $10,000 in debt, consolidating it into one fixed low monthly payment will help you pay off your debt in 24-48 months.
Debt relief specialists negotiate with creditors on your behalf, often resulting in a settlement for less than what you currently owe. Once your debts are settled, you make one affordable payment to the debt relief company.
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One of the scariest things about home ownership is that you never know if and when things will go wrong. This is why it’s important to have a home warranty. A home warranty could save you $100’s in home repairs as well as protect you when a covered appliance or system breaks down.
Think of it like this: Say your air conditioning unit breaks down during a heatwave. Instead of paying $1,500 for repairs, you may only need to pay a $100 service fee with American Home Shield (AHS), and their techs come and fix it ASAP. This could save you $1,400 almost instantly!
Prepare for the unexpected with a home warranty.
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7. Quick Ways to Earn Cash Without a Second Job
- Give plasma: You can typically make anywhere from $30-$70 each time you give, with some centers offering new donor bonuses as high as $700 for the first month. Plus, you can go as often as twice a week.
- Sell your stuff online: You can sell just about anything on Facebook Marketplace with relative ease. From clothing to furniture to kitchenware, if you have stuff just taking up space, see what you could earn listing it online.
- Use money-earning apps: Take surveys, test games, upload your shopping receipts … the list goes on. There are a ton of apps that offer rewards and cash for various simple tasks. In fact, you’ll find some options in this list.
- Sell unused gift cards: Seriously. If you have gift cards lying around, you could sell them for up to 92% of their value with sites like CardCash.
From higher interest rates to missed loan opportunities, poor credit can keep you from the financial breathing room you need to get out of debt. Lexington Law’s Credit Repair team will review your credit reports for errors, dispute questionable items, and help you open doors to better financial options. Along with personalized guidance, they save you time and stress by handling the back-and-forth with creditors on your behalf. Plus, with ongoing monitoring and educational resources, you’ll not only address past challenges but also build healthier financial habits for the future — giving you the chance at a real fresh start.
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- Access home equity and lending programs that often require stronger credit scores to be approved
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Did you know that homes without a security system are three times more likely to be broken into than homes with a security system?
While installing a home alarm system helps protect against burglars and intruders, it may also save you money year after year. Homes with security systems could save big money on their homeowners insurance policy (which is generally mandatory if you own a home). Having a high functioning alarm system installed can also be vital in getting medical aid in the case of a life-threatening emergency, especially for those who live alone.
Brinks is also offering free installation and a free video doorbell with the setup of a new security system! Click the link below to learn more.
If you’re experiencing or are worried about liens, garnishments, penalties, or unpaid back taxes, now is the time to learn about options to finally take care of your tax debt.
Premier Tax offers relief programs under Federal guidelines that can help you settle with the IRS. Don’t wait any longer. You may qualify to significantly reduce what you owe.
While most tax companies just put you on a payment plan, Premier Tax connects you with a specialist who will work directly with the IRS on your behalf to offer customized relief options, specifically designed to get you out of debt faster while potentially reducing what you owe.
Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.
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